
International Development & Financial Sector Advisor
Bushra Nasr Kretschmer
| Core expertise | Financial Sector DevelopmentDigital FinanceWomen’s Economic Empowerment |
|---|---|
| Regional experience | Europe · MENA · Sub-Saharan Africa · Asia |
| Languages | Arabic (Native) · English (Fluent) · Swedish (Professional) · German (Working) |
| Education | Master’s degree in Financial Management · Master’s degree in Management Information Systems · Advanced FinTech course, Massachusetts Institute of Technology (MIT) |
Profile
Background
Mrs. Bushra Nasr Kretschmer is founder of Sabaa Consulting Services. Based in Sweden, she is a Fintech enthusiast following trends in blockchain, smart contract, and payment systems. She holds master’s degrees in Financial Management and in Management Information Systems. She specialised in Fintech with an advanced course from Massachusetts Institute of Technology, MIT, focusing on digital transformation, financial inclusion, digital finance infrastructure, and strategies.
Bushra possesses more than 15 years of international experience in development programs. She has worked with institutions such as the International Finance Corporation (IFC), USAID, GIZ, the Malaysian Government, Icon Institute GmbH, Indevelop, and Forum Syd in the MENA region, Sub-Saharan Africa, Malaysia and Sweden. Her expertise revolves around private and financial sector development, microfinance, mobile banking, SME’s and entrepreneurship focusing on women’s economic empowerment.
She has a wealth of experience in project management, consultancy, leadership, strategy, financial sector stability assessment, investments and businesses development, focusing on SMEs and gender equality, serving the public and private sector. Currently, Bushra is an advisor for Aion Sigma, a company that creates a trust score based on alternative data to millions of underbanked people.
Areas of Expertise
Where the Work Sits
| Financial Sector Development |
| Digital Finance |
| Women’s Economic Empowerment |
Selected Experience
Assignments
A selection rather than a full record — the complete portfolio is on Our Experience.
- Technical Assistance to Housing Finance Bank, UgandaTechnical assistance supporting institutional capacity, gender finance and 2X alignment, operational readiness, and effective deployment of EIB financing through Housing Finance Bank.Learn More

- Gender and Financial Inclusion Diagnostic – Ghana’s Financial SectorA comprehensive diagnostic of Ghana’s financial sector ecosystem covering banks, microfinance, rural and community banks, digital finance, insurance, pensions, equity and venture capital, with attention to demand- and supply-side barriers.Learn More

- Industrial Development Strategy Framework – YemenAssessment of industrial development potential covering MSMEs, finance, trade, labour skills, education, green industry and strategic pathways for industrial growth.Learn More

- Mapping the Financial Sector in YemenAssessment of Yemen’s banking and financial landscape, including potential partners, sector risks, institutional performance and opportunities for financial sector development.Learn More

- Digital Financial Services StrategyDigital financial services can provide an important pathway for expanding access to finance in markets where traditional banking infrastructure remains limited. The work supported the development of a Digital Financial Services Strategy for Yemen's banking sector.Learn More

- Enhancing Policy and Funding Support for Innovation-Driven Enterprises in YemenPolicy research on innovation-driven enterprises, early-stage finance, diaspora investment, regulatory reform and practical measures to strengthen Yemen’s start-up and innovation ecosystem.Learn More

Countries & Regions
Where
| Europe |
| MENA |
| Sub-Saharan Africa |
| Asia |
Enquiries about this expertise are handled by SABAAN rather than directly.
The Right Expertise for Your Challenge
Whether you require a multidisciplinary team for a complex programme or specialized expertise for a targeted assignment, SABAAN can bring together the knowledge, experience and contextual understanding needed to support your objectives.